Payment Policy

Payment Methods

We accept payment via Credit and Debit Cards (Visa, MasterCard, American Express, Discover, Diners Club, JCB, Maestro, Cirrus) through Stripe and PayPal gateways.

Stripe has been audited by a PCI-certified auditor and is certified to PCI Service Provider Level 1. This is the most stringent level of certification available in the payments industry. To accomplish this, Stripe uses best-in-class security tools and practices to maintain a high level of security.

PayPal’s Buyer Protection covers all eligible purchases where PayPal is used to make a payment.  In some countries you do not need to create a PayPal account to pay via Paypal – you can pay directly with your credit card without signing up.

Secure Payment

NegoLuz uses Secure Sockets Layer (SSL) technology to provide you with the safest, most secure shopping experience possible. SSL technology enables encryption of sensitive information, including passwords and credit card numbers, during your online transactions to secure the communication of all sensitive information passing between your browser and our servers. All of the forms on our site are secured with SSL technology so your personal information stays safe and out of malicious hands.

To confirm that it is a secure connection, you should see the https://www….. in the URL. The “https” indicates that it’s using SSL.

Credit card and Debit card financial information is neither stored by us nor is taken by us at any time during the transaction. This information is taken directly from you by the payment gateway who is authorized and is compliant with the regulations and requirements of various banks and institutions and payment franchisees that it is associated with it. We undertake no liability of any mistake done by the payment gateway, misuse of your credit / debit card / bank details data, security breach whatsoever; in such an event please contact your respective bank.